SMEs
Retail, restaurants, salons, service providers, and multi-branch businesses that need dependable payment acceptance and fast operational visibility.
QR Ph and card acceptance
Next-day settlements
Regulatory Compliant
BSP-Registered
Enterprise Grade
Powering SeamlessBusiness PaymentsAcross the Philippines
Dependable, efficient, and secure payment solutions for growing enterprises, SMEs, and institutions.
Who We Serve
Tailored payment infrastructure
for every growth stage
From growing merchants to complex institutions and embedded platforms, iPay supports distinct payment flows with the same dependable infrastructure.
Institutions
Schools, clinics, cooperatives, associations, and utility providers that require structured collections with clear controls and reporting.
Bulk collection tools
Real-time reporting
Platforms & Systems
SaaS products, marketplaces, booking systems, and enterprise platforms looking to embed payments without building the rails themselves.
Robust API
White-label options
Core Capabilities
Built for scale, designed for reliability
Integrated payment rails, billing flows, payouts, reconciliation, and API access in one operating layer.
Payment Acceptance
Omnichannel collections via QR Ph, payment links, APIs, and digital wallets through a single integration layer.
Billing & Invoicing
Automated recurring billing, digital invoicing, and scheduled collections with configurable workflows.
Disbursement
Real-time and batch payouts to banks and e-wallets nationwide, with automated status tracking.
Reporting & Reconciliation
Live transaction monitoring, automated settlement matching, and exportable financial reports.
Developer API
Secure RESTful APIs and webhooks designed for seamless system integration and scalability.
Operational Payment Complexity
We replace fragmented, manual processes with a single, automated infrastructure
Fragmented Payment Infrastructure
Managing multiple QR codes, bank portals, and separate e-wallet dashboards creates operational silos and reconciliation complexity.
Compliance & Control Gaps
Sharing bank credentials for verification exposes organizations to fraud, internal control weaknesses, and audit risks.
Manual & Error-Prone Reconciliation
Time-consuming spreadsheet matching leads to delayed reporting, discrepancies, and operational inefficiencies.
The IPAY Solution
Unified controls formodern payment operations
One platform to collect, disburse, and reconcile across every major Philippine payment rail. No fragmentation. No manual settlement.
One
IntegrationIntegration point for QR PH, cards, banks and e-wallets
Connect once. Accept everywhere. Our single API replaces separate integrations and shortens go-live time from months to days.
Role-based
GovernanceAccess controls, audit logs and secure visibility
Enterprise-grade permissions with full audit trails so finance, operations, and compliance teams each see exactly what they need.
Real-time
MonitoringTransaction monitoring and settlement reports
Watch every payment move as it happens with system-generated settlement reports aligned to your banking records.
Trusted Ecosystem
Partner With IPAY INTERNATIONAL
Join our ecosystem to deliver superior financial technology to your clients.
